![]() ![]() We’ll have to wait and see if those speeds drop off when the VPN feature goes to wide release (as opposed to just Opera’s developer version). Those speeds are more than fast enough to stream HD media in resolutions up to 1080p. ![]() We got over 90% of our normal downstream speed using the VPN (14.9 Mb/s with the VPN vs 15.6 Mb/s without). In speed testing, Opera’s VPN performed impressively well. No DNS Leaks found with Opera VPN Performance and Speed Test You can specify your own preferred DNS servers on your computer if you’d rather use a non-google option like OpenDNS. Opera’s VPN appears to use google’s DNS servers (better than your ISP’s at least) so they’ve taken steps to address the privacy issues caused by DNS leaks. Internet providers around the world typically record users’ browsing history and maintain logs dating back 6 months to 2 years depending on the data retention laws of that country.īy using a VPN, you can prevent your ISP from logging (or even seeing) what websites you visit, since your traffic will be encrypted when it passes through their servers. While ‘Private’ or ‘Incognito’ mode prevents your own browser from storing cookies and browsing history, it does nothing to prevent your ISP from logging every website you visit, and even a list of files you download. Some people don’t want their entire search history tracked by their internet provider. This encryption works even on unsecured public wifi networks. Using Opera’s VPN will encrypt all data transmitted via Opera’s browser, and keep sensitive details like login/password combinations hidden from eavesdroppers. Access Pandora using Opera VPN Guard against identity theftĭid you know that any time you use an open wifi network (like Starbucks or the library) your computer transfers unsecured information that can be intercepted by anyone connected to the same network using free tools like wireshark? Some sites (most prominently Netflix) attempt to block VPN access, but I can confirm that Pandora works with Opera’s VPN as of today. For example, streaming sites like Pandora and Spotify are available in the USA, so if it’s blocked in your country, you could gain access simply by selecting the USA ‘virtual location’ in Opera’s VPN settings. Opera also gives you 3 location choices, so it may be useful for unblocking geo-restricted websites as well. Some countries even block social-networking sites like facebook and twitter.īecause Opera encrypts your connection, an intermediary like your ISP (Internet Service Provider) won’t be able to see what websites you visit, and as a result they cannot block or filter your internet results. Many countries around the world choose to access to specific websites or types of sites. These two simple features actually allow for some powerful benefits: Unblock content Changes your IP address, which ads a layer of privacy when visiting websites.Encrypts your data in transit (keeps you secure on open networks).Just like a traditional VPN, Opera’s browser-specific VPN does two things: Opera VPN options What can you do with Opera’s VPN? Check your current ‘virtual’ IP address.Change your virtual location (US, Canada, Germany).Clicking it will give you drop-down VPN options that will allow you to: Once enabled, you will now see a new ‘VPN’ indicator to the left of your URL bar (shown below). Click ‘Enable VPN’ under the ‘VPN’ section as shown below:Įnable VPN in Menu > Settings > Security & Privacy.Go to the Privacy & Security tab on the left of the settings menu.To access the VPN, follow these steps: #1 – Download the latest version of Opera (developer version)Īvailable for Mac, Windows, or Linux here. Opera’s VPN service is provided using servers from the company Surfeasy, an established Canadian VPN company that Opera acquired in 2015.Ĭurrently, users have a choice of 3 virtual locations: USA, Canada, or Germany. I’m going to show you how to enable Opera’s VPN, what it can (and can’t) do, how it performs (speed test), and how it compares to a traditional VPN service. Prevent throttling and stream HD video at it’s proper resolution.Encrypted web browsing, safe from nosy ISP’s and network administrators.The ability to access blocked content worldwide.Nevertheless, it should still provide all the same benefits as using a VPN service (inside the browser), including: Technically, Opera’s VPN is more of an HTTPS proxy than a true VPN, as pointed out here (more on this later). The developer version is available free for anyone to download. On April 20, Opera announced that their free desktop web browser would now include access to a free VPN server, powered by established VPN provider, Surfeasy.Ĭurrently, this 1-click VPN access is only included in Opera’s ‘Developer Edition’, but will eventually be included for mainstream release in their flagship browser for Mac, Linux, and Windows machines. ![]()
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![]() ![]() Prairie City OHV area offers great trails for beginners and experts. This is an excellent riding sport, where you can BBQ and enjoy the great outdoors. Test your off-road skills at one of the many destinations it offers, such as Devil’s Slide. It’s a large desert area with more than 85,000 acres to explore and supports all experience levels. Ocotillo Wells is a fantastic place to go off-roading. Ocotillo Wells State Vehicular Recreation Area Weekends can get fairly busy, but worth the trip. There are also rangers to help with directions. There’s so much to explore here, so it’s best to bring a map. More advanced riders can take on the backcountry area where they will come across sand-washes and hills. For beginners, they can head to the Native Grassland Management area, where they can enjoy the moderate, scenic trails. There are trails fit for beginners and experts. Visit in Spring and Fall since rainfall helps with traction and keeps the dust down. Hungry Valley offers more than 130 miles of exciting trails for Jeeps, motorcycles, ATVs, dune buggies, and 4×4 vehicles. This is a great area with many open trails you can enjoy for hours. Hungry Valley State Vehicular Recreation Area There are some great hills to climb and marked trails, ranging from green to diamond level difficulty. Otherwise, it is mostly sandy and rocky in the summer. The best time to go is a day or two after a light rain. You’ll encounter new challenges with each visit. Enjoy the fantastic scenery it has to offer. Expect rocky areas, steep hills, and canyons as you traverse through the hills of eastern Alameda. With more than 1,300 acres of exciting off-road terrain and 80 miles of rugged trails, Carnegie State Vehicular Recreation Area is a top choice to visit. Note there is an $8 fee for each primary vehicle and $5 for each secondary vehicle. It’s a great place to be with family and friends, and also meet other off-roaders. San Gabriel is a beautiful area with large canyons and a lake. Expect river crossings, rocks, sand, gravel, and mud. Tread lightly, as there are some difficult sections. This off-road trail offers 160 acres of rocky, sandy terrain to explore. Also, make sure to be with someone or have a spotter, since the advanced trails can be quite dangerous to take alone. Some enjoy it during the rain, where they can splash through the mud and puddles. There are plenty of challenging offshoots and areas to explore. Cleghorn Ridge OHV Road 2N47Ĭleghorn Ridge is a great area for beginners and advanced riders. The Lower Ranch is open from sunrise to sunset. The Lower Ranch is mainly for motorcycles and ATVs. The Upper Ranch is primarily used for Jeep riding and motorcycle events. It’s first-come, first-serve, so you do not need to make reservations. There’s also a campground, plenty of facilities, and picnic areas. Trails are well-marked and maintained with several hill climbs and obstacles to enjoy. It’s great for beginners and advanced riders. ![]() Hollister Hills offers 24 miles of off-road terrain to explore. ![]() Hollister Hills State Vehicular Recreation Area So check out these trails and off road parks in California, and get ready for your next trip. The beautiful weather, incredible scenery, and natural terrain add so much to the off-road experience. You can’t go wrong picking California for your next off-road adventure. Twin Peaks through Sawmill Pond OHV Trail.Joshua Tree National Park Geology OHV Tour Road.Otay Mountain: Minnewawa Truck Trail to Marron Valley Road.Ocotillo Wells State Vehicular Recreation Area.Hungry Valley State Vehicular Recreation Area.Carnegie State Vehicular Recreation Area.Hollister Hills State Vehicular Recreation Area.Our top 35 off road trails in California are as follows: For something more difficult, try Signal Peak OHV Trail, where you’ll encounter several obstacles and rocky areas. It’s easy for 2WD vehicles but has some challenging areas off the main route. If you are looking for a moderate trail, head to Pilot Rock OHV Trail in Cedarpines Park. Check out some of these off road trails California has to offer. From mountains to deserts, you’re never far from a great trail. Disclosure: We may get commissions for purchases made through links in this post.Ĭalifornia is known for its millions of acres of farmland and beautiful weather. ![]() ![]() Ella curtain rod set can be used with grommet, back-tab, rod pocket and tab-top curtains. Rod comes with brackets, metal screws, plastic screw anchors and assembly instructions. Carefully checked for quality assurance, the high-quality metal rod will support light to medium-weight curtains with a maximum weight of 22 lbs. Available in two sizes 36-72 inches (91- 183 cm) and 72-144 inches (183 - 366 cm), Ella will help keep light out while adding a modern touch to your bedrooms, living rooms, dining rooms, office space or studio. Made of metal with trumpet-shaped finials, Ella is an attractive modern curtain rod that works great for holding curtains, drapes, sheers, valances and room dividers. The 1-inch diameter rod is extendable and designed to fit a range of window sizes. Use Ella to block out light for your bedroom, living room, dining room or wherever you need it most. *Note: 36-72 include 2 telescoping rods, all others include 3 telescoping rods ![]() Available in two sizes 36-72 inches (91- 183 cm) and 72-144 inches (183 - 366 cm), Ella will help keep light out while adding a modern touch to your bedrooms, living rooms, dining rooms, office space or studio. Umbra Circo Curtain RodCirco is a 1 (2.5 cm) diameter adjustable curtain rod with circular ring-shaped finials and a marble accent. ![]() ![]() ![]() ![]() **Fresh beef available in the contiguous U.S., Alaska, and Canada. *Recommended pricing participation may vary. With the Bacon Double Stack, 4-piece chicken nuggets (Spicy or Crispy, your choice), small fries and a small drink for just 5, Wendy's Biggie Bag is everything you ever wanted in one. ![]() You can find the 5 Bacon Double Stack Biggie Bag at participating Wendy’s locations nationwide for a limited time. Don't forget to download the Wendy's app so you don't miss out on future major bag alerts and earn free Wendy's with Wendy's Rewards™. The Bacon Double Stack features two fresh, never-frozen beef patties, applewood-smoked bacon, cheese, ketchup, mustard, pickle and onion on a warm bun. Wendy's fans can order online, via the Wendy's mobile app or head to their nearest Wendy's restaurant to #SecureTheBag. From introducing the first fast-food value meal in 1989, to the famous 4 for $4, the unrivaled 2 for $5 and $5 Biggie Bag, Wendy's doesn't leave fans hungry when it comes to quality food at affordable prices. With the Wendy’s Biggie Bag you get a Bacon Double Stack, 4 piece Spicy or Crispy Nugget, small fries and a small drink, all for 5. The bag includes the Bacon Double Stack, four-piece chicken nuggets (Spicy or Crispy), small fries. Chew Boom explains that this limited-time offer includes a Biggie Bag filled with a Bacon Double Stack sandwich, four pieces of Chicken Nuggets, small fries, and a small drink, all for just 5. Wendy's has relaunched their Biggie Bag deal. Bacon Cheeseburger, Double Stack or classic Crispy Chicken BLT), a four-piece serving of chicken nuggets (spicy or crispy), a serving of. Wendy's is always customer-first when it comes to value. Wendys uses fresh, never frozen beef on every hamburger, every day. Wendy’s is bringing back the Bacon Double Stack as part of the 5 Biggie Bag. By Felix Behr / Ma12:44 pm EST It's back. Wendys 5 Biggie Bag includes a choice of a sandwich (Jr. The $5 Biggie Bag is available NOW at participating Wendy's restaurants nationwide. What's in the bag? With the Bacon Double Stack, 4-piece chicken nuggets (Spicy or Crispy, your choice), small fries and a small drink for just $5, Wendy's Biggie Bag is everything you ever wanted in one (biggie) bag.ĭon't fumble the bag somewhere else. The 5 Biggie Bag is available NOW at participating Wendy's restaurants nationwide. WHERE & WHEN: Don't fumble the bag somewhere else. That's right, the iconic Bacon Double Stack – featuring two fresh never-frozen beef patties*, Applewood smoked bacon, cheese, ketchup, mustard, pickle and onion – is back in fast food's ultimate meal deal. With the Bacon Double Stack, 4-piece chicken nuggets (Spicy or Crispy, your choice), small fries and a small drink for just 5, Wendy's Biggie Bag is everything you ever wanted in one (biggie) bag. Secure The $5 Biggie Bag At Restaurants NationwideĭUBLIN, Ohio, Ap// PRNewswire // - Wendy's® is giving fans a chance to #SecureTheBag with the return of the Bacon Double Stack™ in one of the best deals around - the $5 Biggie™ Bag. The Bacon Double Stack featuring two beef patties, Applewood smoked bacon, cheese, ketchup, mustard, pickle and onion is back in this ultimate meal deal. ![]() ![]() Some people are allergic to cashews, but cashews are less frequent allergens than some other nuts. The seed is surrounded by a double shell containing a caustic phenolic resin, urushiol, a potent skin irritant toxin (also found in the related poison ivy). However, the true fruit is classified as a nut by some botanists. Although a nut in the culinary sense, in the botanical sense the fruit of the cashew is a seed. ![]() Red Cashew / Maranon /Anacardium Occidental/ Rooted plant in 5 Gallon Pot / Injected plant, will give cashews very soon (200) 130.00. Within the true fruit is a single seed, the cashew nut. Cashew Tree Plant Print, Medicinal Plants Botanical Illustration, Vintage Style Reproduction, MOBO 253 (1.1k) Sale Price. The drupe develops first on the tree, and then the peduncle expands into the pseudofruit. The true fruit of the cashew tree is a kidney or boxing-glove-shaped drupe that grows at the end of the pseudofruit. The cashew apple, called or better known in Central America as “marañón”, ripens into a yellow and/or red structure about 5–11 cm long. What appears on the tree to be the fruit of the cashew tree is an oval to pear-shaped accessory fruit or false fruit that develops from the receptacle of the cashew flower. The flowers are produced in a panicle or corymb up to 26 cm long, each flower small, pale green at first then turning reddish, with five slender, acute petals 7-15 mm long. Spanish nouns have a gender, which is either feminine. el anacardo (m) means that a noun is masculine. Si bien la planta de marañón es originaria del nordeste del Brasil, los portugueses la llevaron a la India entre 1560 y 1565. The leaves are spirally arranged, leathery textured, elliptic to ovate, 4-22 cm long, and 2-15 cm broad, with a smooth margin. While the cashew plant is native to northeast Brazil, the Portuguese took it to India between 15. It is a small evergreen tree growing to 10-12 m tall, with a short, often irregularly-shaped trunk. It is now widely grown in tropical climates for its cashew “nuts” (see below) and cashew apples. Symptoms of a cashew allergy include: abdominal pain. The plant is native to north eastern Brazil, where it is called by its Portuguese name Caju (the fruit) or Cajueiro (the tree). In rare situations, the symptoms start hours after exposure. The Cashew (Anacardium occidentale) is a tree in the flowering plant family Anacardiaceous. ![]() ![]() ![]() A few tent sites are also available.Īmenities include: a single bath house, laundry and a recreation building with ping pong, TV area and table games. Max of 2 vehicles per site, besides your rig. Per Site Cost: (all sites have full hook-up of water, septic and 30 or 50 amp electric, fire-ring and a picnic table) and is for 2 adults and up to 4 children under 16, (each additional adult is $5.00 per night) max of 4 adults per site. You will have the option of an available site for your length of stay, to camp under live oaks or in our field depending on your amperage service needs. Fiddlers Green RV Ranch in Altoona, Florida.įiddlers Green is a former Mounted Police Training Ranch and is in park-like setting just at the southern edge of the Ocala National Forest but close by to many activities, shops and amenities. Detailed information for horseback riding is located on our website. You would have to call at least a few days ahead to make arrangements. Please note: that we Do Not offer trail rides or pony rides on property, we can however direct you to a small facility very close by, that may be able to accommodate you. You will be staying at a horse ranch in central Florida where people camp with or without "their" or horses daily, weekly, or monthly. Originally uses as the NY & LA Mounted Police training facility along with clinics and Mounted Shooters. Make lazy ranch south your camping destination. Lazy k ranch south will be your go to Florida destination. Bathroom with shower, kitchen, lounge area with tv and wifi located by the ranch house. Come spend the day or week and enjoy everything Lazy k ranch south has to offer. Enjoy one of the horses out grazing, pet our friendly goats and mascot calf mila always ready to get bottle fed. Lazy K Ranch south is Close to everything from restaurants, shopping, entertainment and outdoor adventures but tucked away and surrounded by nature and privacy. Lazy k ranch south will be your escape into life as it should be time and time again. We are here to take you back to a simpler way of life. ![]() A unique experience to enjoy the best of both worlds all in one trip. Camp under the stars in our beautiful park with boat ramp into lake griffin. Learn what farm life is all about if you choose from our herd of zebu cows, Brahman cattle, goats, horses and a host of other farm animals all surrounded by grand live oaks. Lazy k ranch south also offers a agricultural experience in the heart of Central Florida ! We are working hard to put together a unique stay on the ranch for the cowboy in us all. Anglers visit from around the world to experience the trophy bass! Slip you boat or kayak in our new boat ramp in the park or fish from the waters edge! Add in amazing wildlife including osprey, bald eagle, blue heron, anhinga, ibis, and river otter lake Griffin is a majestic experience. ![]() Lake Griffin is one of the biggest lakes in the harris chain of lakes Known for trophy bass fishing, largemouth bass, crappie, bluegill, speckled perch, and catfish. Lazy k Campground is Surrounded with horses, cattle, wild turkey and amazing wildlife! We offer a inlet into beautiful lake Griffin. 150 Acres of paradise in Central Florida Situated with 3000 feet on lake Griffin with access via a private inlet. ![]() ![]() ![]() ![]() He began his career as a radio writer for Bob. Federal Communications Commission Chair Newton Minow, who lambasted television as a 'vast wasteland' more than 60 years ago and challenged the broadcast world to come up with. He was 94 and best known for creating Gilligan’s Island and The Brady Bunch. Both shows were lighthearted comic fantasies, and sharp counterpoints to the tumultuous times during which they aired. Television producer Sherwood Schwartz died Tuesday in Los Angeles. Neither show was a Nielsen hit, but they resonated for the Baby Boom generation - and their children. " and "The Brady Bunch's" "Here's the story of a lovely lady. ![]() The shows' theme songs - written or co-written by Schwartz - are among the best known and loved in all of TV ("Gilligan's" "Just sit right back and you'll hear a tale. "The Brady Bunch," which aired from 1969-74, begat movies, sequels and spinoffs that continue to bounce around the airwaves to this day. "Gilligan's Island," which aired from 1964-67, has been endlessly rerun from the moment it went off network television. With a career that began in the 1940s as a writer for Bob Hope and Red Skelton, Schwartz is best remembered for his two sitcoms. He was being treated for an intestinal infection at Cedars-Sinai Medical Center in Los Angeles, where he died early Tuesday, according to a great-niece, Robin Randall, who announced his death to The Associated Press. Sherwood Schwartz - creator of two enduring TV landmarks, " Gilligan's Island" and " The Brady Bunch" - has died at 94. ![]() ![]() ![]() These solutions can be applied when nothing else works to fix the problem. Whenever your system misbehaves or "startup repair is checking your system for problems" is troubling you, all you have to follow these solutions. Part 2: How to solve startup repair is checking your system for problems? ![]() Damaged Boot Configuration data and file signature.The problem in the driver update or installation.MBR, system files, partition or OS files corruption.Connect to a different monitor if you are using a PC. If you are using a laptop, then go to a repairer. It might be booting, but you can't see it due to the damaged display. A rare problem can be with your display.Check if the socket is connected rightly, and there is no loss of fluctuation of power.Maybe, a virus or malware has attacked the system even when you have installed antivirus in your system.This might be one of the possible causes of "Startup repair is checking your system for problems windows 7." When the update doesn't load properly, it causes errors in booting. If you have turned "Auto-update" on, your PC send your reminder to update the OS. Microsoft release updates too often for the windows.However, the possible reasons might be the following that you can never imagine. Many times, the reason remains unknown to us. Part 1: Possible reasons for "startup repair is checking your system for problems"?īefore addressing any problem regarding your system, it's vital to know the exact reasons behind it. Part 3: How to recover data if the methods fail to fix this issue?.Part 2: How to solve startup repair is checking your system for problems?.Part 1: Possible reasons for "startup repair is checking your system for problems"?. ![]() ![]() ![]() That’s because there were bugs that weren’t fixed yet before the iPhone 11 lineup was out in the wild.Īnd even when Apple released updates for iOS 13 to fix bugs, the update would just introduce new bugs. iOS 13 is one of those buggier releases - the first public release of iOS 13 wasn’t even the 13.0 version, it was iOS 13.1. It’s pretty evident that while Apple’s slogan is “it just works,” there are quite a few times when it just doesn’t. ![]() I personally love iOS 13 because dark mode is always on for me, and I can’t go back to light mode. IOS 13 introduced systemwide dark mode, Sign in with Apple, support for external storage with USB drives, street view in Maps, new ways to handle location data, swipe typing on the keyboard, and more. The legacy of Forstall’s disastrous Maps launch will always be what iOS 6 is known for, unfortunately. The launch of iOS 6 and Apple Maps was so bad that Tim Cook, who was CEO of Apple at that time, had to issue a statement on the Apple website, apologizing for the “frustrating caused by the Maps application.” Scott Forstall, who was Vice President of iOS software engineering at the time of the iOS 6 launch, did not want to sign his name in a letter apologizing for the shortcomings of the new Apple Maps service, and as a result, was fired. The issues pretty much revolved around incomplete or inaccurate data for landmarks, like completely missing cities and towns, obscured satellite images, locations that looked like they were out in the middle of the ocean, roads that didn’t exist, and more. Though Apple Maps was using a vector-based engine that allowed for smoother scrolling and it allowed turn-by-turn directions for the very first time, there were countless other problems with Apple Maps. It was a release that was more about refining the previous iOS 5, but it did add some big changes that would pave the way for the future of iOS: Passbook (which eventually becomes Wallet), Do Not Disturb, and it replaced the native Google Maps app with its own in-house solution: Apple Maps.Īpple Maps was an absolute mess that tainted the otherwise decent release of iOS 6. IOS 6 was the last skeuomorphic-designed iOS that would grace our iPhone screens. It was definitely one of the buggiest releases of iOS ever - hence it is one of the worst iOS versions to date. Though it did add some useful new features, iOS 11 was ridiculed because of its never-ending problems. ![]() Another bug was discovered in iOS 11.2, which did fix the date bug, but then added another bug for HomeKit users by rendering access to your HomeKit lights and appliances would not work. Battery life was also severely impacted once an iPhone was updated to iOS 11. This was patched, of course, but still, a very odd bug that spread like wildfire among the tech news blogs. For example, there was a very weird and specific bug in iOS 11.1.2 that made your iPhone crash on December 2 at 12:15 a.m. IOS 11 brought with it a lot of great new features: notifications were able to be displayed on the lock screen (after merging Notification Center with the lock screen), Control Center was redesigned to be more streamlined on a single page, Apple gave us the Files app, screen recording, basic drag-and-drop features, and more.īut it was also notoriously buggy and had a lot of issues. With a simple swipe up from the bottom of the screen, we had quick access to Wi-Fi, Bluetooth, airplane mode, and other frequently accessed settings. Though iOS 7 set the precedent for boring, flat design everywhere, it did give us the first iteration of Control Center, which is an ever-useful iOS utility. iOS 7 switched over to a new, lighter Helvetica typeface that was harder to read, and it was not always obvious what were actual buttons or not since there was only text. IOS 17’s coolest new feature is horrible news for Android usersĪnd it wasn’t just the flat, lifeless design. IOS 17: Apple didn’t add the one feature I’ve been waiting for 11 features in iOS 17 that I can’t wait to use on my iPhone ![]() ![]() ![]() And the cost of doing all of the above has steadily risen. If you don’t, then your remaining balance will be subject to a much higher rate - and perhaps even higher than what you had before you transferred your balance.Ĭost of financing and borrowing against your home still highīuying a home, improving a home and borrowing against it are among the biggest financial moves most people make in their lives. Then pay off what you owe in the coming months before that 0% rate expires. One option is to find a good balance-transfer card with an initial 0% rate for up to 21 months. “Cardholders’ best move is to assume that rates will continue to rise, and use that as further motivation to continue to knock down their credit card debt.” “For someone with $5,000 in credit card debt on a card with a 22.16% and a $250 monthly payment, they will pay $1,298 in total interest and take 26 months to pay off the balance,” said Matt Schulz, chief credit analyst at LendingTree. If you carry a balance, and especially if you only pay the minimum due, you will be shelling out a lot of money every month just for interest, which means it will take you even longer to pay off what you owe. Second-quarter data from the Fed shows the average rate for them is 22.16%. If, however, you just look at the universe of people who actually do pay interest because they carry a balance from month to month, their average rate is even higher. Nevertheless, that is still more than 6 percentage points higher than the average recorded at the start of last year.īut the 20.44% average doesn’t tell the whole story, since it’s the overall average for all cardholders, including those who are never charged interest because they pay their bill in full and on time every month. So it’s not surprising that card rates in the past year have been trending at around 20-year highs.Īs of July 19, the average credit card interest rate is 20.44%, down slightly from the 20.58% recorded the week before, according to. When Fed rates go up, so do credit card rates. And you can get shorter-term CDs that pay between 4% and 5%, with some even paying up to 5.35%, according to. While the average rate on a one-year CD was only paying 1.58% as of July 17, according to Bankrate, there are some one-years on offer that pay well over 5%. If you have enough in savings that you can leave some untouched for anywhere from one month to a year, you’ll be able to lock in a high rate by putting some money in a certificate of deposit at an FDIC-insured bank. By contrast, the largest banks, like JPMorgan Chase and Bank of America, still pay next to nothing - think 0.01%. The national average savings account rate was just 0.52% as of July 17, according to Bankrate.īut your money can earn you far more in online high-yield savings accounts at FDIC-insured banks, many of which are paying between 4.5% and 5% as of Wednesday. “We may be waiting for a protracted period of cooling inflation before we see a halt to interest rate hikes,” said Michele Raneri, vice president and head of US research and consulting at TransUnion.Įither way, here are three ways the Fed’s latest hike announced Wednesday could either take a bite out of your wallet or benefit you. So when might the Fed be willing to stop raising rates? “Despite the euphoria over inflation coming down from 9.1% to 3% in the past year, the trend on core inflation readings - which exclude volatile food and energy components to provide a better read on inflation trends - is much less impressive,” said Greg McBride, chief financial analyst at. In either case, both numbers are still above the Fed’s 2% target, which suggests the US central bank may not be done quite yet. And the Fed’s preferred inflation measure - the core Personal Consumption Expenditures Index - inched down to 4.6% in its latest reading. ![]() ![]() Based on the latest reading, inflation as measured by the Consumer Price Index grew at just 3% in June. The Fed’s aggressive campaign is intended to beat down inflation. That’s how fast the Federal Reserve has hiked its overnight bank lending rate, which directly or indirectly affects many consumer rates. ![]() |
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